Rajasthan: Joint locker closed with out informing husband, effective of Rs 45 lakh on Canara Bank

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Rajasthan: Husband and spouse have a joint locker in Canara Bank. The financial institution closed the joint locker with out informing the husband. District Consumer Commission, Jaipur-II imposed a effective of Rs 45 lakh on Canara Bank, Vaishali Nagar. The Commission mentioned within the choice that when his spouse Hetal Chavda got here to the financial institution to shut the account, he might have known as the complainant and given info solely at 2:16 pm. But, the financial institution didn’t do that.

Devendra Purshottam Chavda had filed the grievance

The reverse financial institution closed the locker with out informing the joint account holder complainant. Due to this, all the property saved within the locker of the complainant had been misplaced, as a result of which he suffered psychological and monetary issues. Commission Chairman Gyarasi Lal Meena and member Hemlata Aggarwal gave this order. Devendra Purshottam Chavda had filed the grievance.

Made an FD of Rs 11 thousand to open a joint locker.

Advocate Yongendra Singh instructed the media that on October 10, 2013, Devendra Purshottam Chavda made an FD of Rs 11,000 in Syndicate Bank to open a joint locker together with his spouse Hetal Chavda. The financial institution opened his locker at its place. In 2022, the financial institution knowledgeable the complainant that if a brand new locker settlement was not made, his joint locker could be closed. After this, spouse Hetal Chavda got here to signal within the financial institution.

Wife Hetal Chavda didn’t give the keys

When Devendra Purshottam requested his spouse Hetal Chavda for the keys of the locker, she refused to present it. When the dispute between the 2 escalated, the complainant requested the financial institution for a reproduction key, “The financial institution instructed him that they can not make a reproduction key with out the signatures of each of them. On March 28, 2023, an electronic mail revealed that the locker was closed. After this the buyer went to the court docket and instructed that the locker was joint and it can’t be closed solely on the signature of 1 account holder.

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